For that reason alone, this account should not be passed over.

Non-EverBank ATM fees are only reimbursed up to $15 per month - though unlimited reimbursements are available if you maintain a minimum average daily balance of $5,000Ī APY is a pretty serious one.

More than 80,000 fee-free ATMs available.

Easy online banking via the EverBank website and mobile app.

12-month CD Annual Percentage Yield (APY).Minimum deposit amount needed to open a CD.To determine the best CD accounts available in the market, GOBankingRates ranked nearly 65 banks based on a number of factors, including:

There are some things to consider, however, before opening up a CD, as the terms of the agreement are specific. Like a traditional savings account, they are a safe investment established through a bank or credit union, but generally CDs have higher interest rates - currently more than 4% - allowing you to make more on your return. Any product recommendations on GOBankingRates are independent and based on research and product testing.ĬDs, also known as certificates of deposit, are a great way to capitalize on your savings potential. Our reporters produce fresh and accurate content that is objective and ethically sound. At GOBankingRates, we’re deeply invested in the quality of our content.

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